Fed’s Rate Cut Offers Small Businesses New Room to Grow

The Federal Reserve’s decision to lower interest rates by a quarter point is welcome news for small businesses across America. With rates now in the 4.00%–4.25% range, entrepreneurs will see reduced borrowing costs on loans, credit lines, and credit cards. Lower monthly debt payments mean improved cash flow, while consumers benefit from cheaper mortgages, auto loans, and credit—boosting spending power. From manufacturers and builders to retailers and service providers, the rate cut is expected to fuel investment, expansion, and stronger demand just ahead of the holiday season.